Before you go on a spending spree with your hard-earned money, whether it’s from your salary, profits, or passive income, it’s wise to prioritise allocation.
Savings: 10-25% of income
Debt: 1/3 of income
Emergency fund: (Necessary Expenses + Debt) x 3 or 6 months
If you can manage all of this, it will boost your financial stability! ?
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