Dazzling range of activities, on 9-10 February, at Central World
A New Year is another opportunity to make a difference. It’s a time to start over again or do things differently. As we think of resolutions, it’s a time to evaluate how we did the past year; the rights and the wrongs and come up with fresh strategies on getting the most out the ensuing year.
The New Year’s resolutions are personal and customized because they come from an individual’s past experience, so are the financial resolutions. As one is trying to save up more and acquire a new asset, the next person wants to pay all their debts and be free. Every person’s circumstances are different and so is the approach on resolutions. As much as our financial positions differ, the goals have something in common. We want to manage our finances better and thrive where we failed.
It is always challenging to keep up with New Year’s resolutions. In fact, statistics have shown that more than 80% of the resolutions Americans come up with for a new year fail by February. This does not mean that they give up. Here are some ideas and tips of the common objectives that can help you achieve your goals:
Start by Getting Organized
Financially, getting organized entails taking some time to examine your income and spending. How much money are you making and where or how are you spending it? This the perfect starting point. It also means figuring out what you really need to achieve financially and how long you suppose it would take you. For goals to be attained, you must recognize your current financial situation and the pathway to getting where you want to be by the end of the year.
Getting started is never easy but it’s possible. Begin by going through your statements, credits cards, and tax forms if you need to. If you think financial training will help you do better, take a bold step and get the training you need to get your finances in order. Know your liabilities and assets. Get a clear picture of your expenses and income; this will shape up the starting point.
Look for opportunities to save more money
No doubt that 48% of the American population put saving money as one of their top resolutions as they ushered in this year. Be it through retirement, emergency funds or stashing away money to buy an asset, most people wanted to save more. Saving is however easier said than done.
There are proven ways that can help you out such as an automatic deduction from your paycheck or systemized transfers to your savings account from your checking account. Once you form this habit, you can achieve your savings goal.
Paying off Debts
Reducing debts by paying them at the right time can sometimes be overwhelming, but it’s important, especially with high-interest loans. Different approaches are required for different types of debts you may have accrued. Strive to ensure that your installment debts are paid on time to put you on a good credit rating. This could be your mortgage or your student loan.
Set your priority on revolving debts. An example of this is your credit card debt. This is because the interests may spin out of control if it’s left unpaid for long.
Take Control of your spending Habits
Overspending is not only tempting but also very easy, especially when you are using credit cards. If you bought some of the things you buy on your credit card using cash you’d be surprised how much you tend to lose. Discipline is essential in an attempt to curb your spending. There are software applications that can keep a track of your spending.
To reduce your overall spending, start by knowing how much you are spending and cultivate a habit that puts your spending under control.
We are already a month into the year, but it is not late to rethink and upgrade your strategy. Do not accept to fall behind due to lack of clear ways to achieve your goals. If you feel swamped, it is time to get back to the drawing board, either through modification of your resolution or by drawing up fresh strategies. Your plans may not run smoothly all through but significant improvements and progress will have been made at the close of the year.
Participating at the Vibrant Gujarat Global Summit 2019 as a Partner Country for the first time, Thailand is looking forward to further explore the existing natural synergy between the two countries to realise the potential opportunities arising from India’s economic rise. H.E. Chutintorn Gongsakdi, Ambassador of Thailand to India, expressses his thoughts on the current business and investment climate in India with special emphasis on contributions made by Gujarat.
As representative of the Royal Thai Government, I eagerly look forward to being a part of the success of the 9th Vibrant Gujarat Global Summit 2019. Indeed, the initiative of Prime Minister Shri Narendra Modi to initiate the Vibrant Gujarat Global Summit is farsighted and its continued success has turned Gujarat into the “Davos of the East”.
All of us in Team Thailand are overjoyed that after persistent efforts, including those of our predecessors and Indian counterparts, Thailand is participating at the Vibrant Gujarat Global Summit 2019 as a Partner Country for the first time. Her Excellency Miss Chutima Bunyapraphasara, Deputy Minister of Commerce of Thailand, also known as “Miss India” for her advocacy of closer economic relations between our two countries, is most appropriately leading the Thai delegation. Indeed, this marks a milestone in the economic relations between us.
Gujarat and India on one hand, and Thailand and the ASEAN Community on the other hand, both recognize well each other’s potential and the shared stake in each other’s immediate, mid-term & long-term futures. As Ambassador, I have the distinct pleasure of seeing our economic relations grow-with Thailand currently having 29 businesses registered in India, 3 of which are successfully investing in Gujarat. Vee Rubber India Pvt. Ltd. and Srithai Superware Manufacturing Pvt. Ltd. started their businesses in Gujarat in 2015, while Tong Garden Food Marketing (I) Pvt. Ltd. expanded from Maharashtra to Gujarat only last year.
Also Read: Welcome to Dholera — Future is here
From the Indian side, Indorama, Aditya Birla, Tata, Ranbaxy, Dabur, Lupin and NIIT are among the major Indian companies already doing business in Thailand, reflecting diverse sectors of interest. Though growth in bilateral investment values is satisfactory, there is much more potential to come from India’s economic rise, the ASEAN Economic Community’s further consolidation, and the closer integration of India and the ASEAN Community. In this context, I need to mention the Eastern Economic Corridor initiative (www.eeco.or.th) in Thailand.
I must single out the unmatched progress of India in Ease of Doing Business. This is a key turning point that makes India that much friendlier for foreign investors. In this context, the State of Gujarat has also become one of the foremost investment destinations in India. The excellent advocacy and support provided by iNDEXTb has played a key role in support of the investment relationship between Gujarat and Thailand.
In concluding, may I congratulate the Government of Gujarat on organizing the Vibrant Gujarat Global Summit. The Royal Thai Government stands ready to support all Thai businesses, ranging from multinationals to MSMEs, to make the right decision to come to India, and to support all Thai businesses in India towards their successful business ventures. The Royal Thai Embassy in New Delhi has always stressed to all Thai stakeholders the nature and reality of the “New India”, that is, political stability, continuity of reforms and economic growth, as well as the rise in standards of living and purchasing power in India. My staff and I will continue to work to ensure growth of Thai Investment in Gujarat and India year-on-year. Of course, we warmly welcome Indian investors to Thailand and the ASEAN Community.
Indeed, a prosperous and inclusive future is within all our reaches. Thank you and it has been a real privilege to serve in India. Jai Hind. Jai Bharat.
CHIANG MAI, 4th February 2019 (NNT) – Chiang Mai Zoo in the northern province of Chiang Mai has organized activities to celebrate the Chinese New Year.
The Director of Chiang Mai Zoo, Wuthichai Muangman, said many areas of the zoo are now decorated with red lanterns on this occasion.
Mr. Wuthichai said visitors can observe tea-making demonstrations, write Chinese characters with traditional brush, and cut papers into auspicious animals in front of the Panda Zone.
He said Chinese pandas, Lin Hui and Chuang Chuang, have also been given traditional Chinese red packages. They were sent from China as goodwill ambassadors.
Digital money transfer solutions let you transfer money internationally and exchange multiple currencies without leaving your couch! It really just takes a few clicks. That’s why it is so important you understand the fee structure and exchange rates before making a transfer so you don’t end up paying more than you should.
An exchange rate is the price of a foreign currency expressed in the price of your home country. Changes in exchange rates will determine how much money you’ll receive and send out on every transfer! Do you see why knowing exchange rates can be so important to you? Luckily with DeeMoney, you wouldn’t have to worry. DeeMoney offers the lowest and most competitive rates in Thailand! Better yet, we are updating our rates on a daily basis so you have access to real-time rates!
Get more information about exchange rates by sending DeeMoney a message.
DeeMoney enjoys the lowest foreign exchange rate for money transfer in Thailand! TRY US!
For more transfer rates… Click –> http://bit.ly/DeeTransfer
Send more, Receive More, Save More!
☎ Call DeeMoney: 028215555
🖥 Visit DeeMoney’s website: bit.ly/dee-money
✉ Get in touch with DeeMoney here: bit.ly/DeeMoney
Budgeting is simply aligning the available funds with your expenses. This can be further be broken down to an allocation of the money earned to the different needs and wants that you have. For a student, you probably have no income and budgeting would save you from additional money issues.
If you are a student, you are likely to have a pretty tight budget. In most cases, students only spend while hardly making any money. For this reason, they ought to know how to plan for their money prudently to sustain their expenses throughout the semester. Students expenses mainly consist of accommodation costs, food expenses, stationery expenses, transport, and entertainment costs. Here are a few ways that students can budget their money:
Track your expenses with the use of an application
As a college student, there are many activities that encompass your life. With such a busy schedule, it may not be easy to keep track of your expenses. However, you can use a software application to monitor your daily expenses. Some of these applications will notify you when your bills are due, what you actually owe and how much you can actually pay.
Make use of your student ID
There are always student discounts on a number of stores and restaurants. To take full advantage of these promotions, you need to have your student ID with you.
A student email address can also get you free shipping on selected items. You can do this by signing up for the prime student account on Amazon. The main point here is that you should always strive to ask for a student discount.
Dollar stores are another great place to save cash on necessities. Although they are not always the coolest places for most people they are still worth shopping from, especially for the basic stuff. Think of things like trash bags and paper towels. Nevertheless, these things could cost more at a grocery store.
Do not buy excess groceries
An average person living in the United States wastes a pound of food every day. If we narrow this down to the money used to purchase excess groceries, it is a significant amount. For a student, this money is worth saving. Besides that, wasting food is a bad habit. When you go to the grocery store, make sure you stick to your shopping list. This is a form of cultivating good habits that will save you from wasting money and food. Also, it’s smart to target the food items with a longer shelf life where applicable.
Do not live beyond your means
We all want financial freedom at some point in life. Living beyond your means will certainly not get you there. Always try living frugally. While it’s not that fun, it can help you achieve financial freedom. If you spend more than you have, you will end up attracting debts which may leave you in a precarious position. There are a lot of activities in college that can make it easy for you to overspend, including dates and regular concerts every other week. You need to resist these kinds of temptations and strike a balance between your money and entertainment.
Keep an emergency fund
This is probably one of the best budget moves that you can ever make. Unexpected expenses come up all the time. If, for example, your car breaks down while driving to school, and you don’t have any money on you, you will undoubtedly get stranded. If you also choose to spend money set aside for food, you will struggle to put food on the table, and that’s why it’s always wise to have some money set aside for unforeseen circumstances.
Apart from these tips, try to score some good grades as they can open up great financial opportunities for you. Merit scholarships are awarded to students who excel, and this can lighten the overall financial burden on your budget. They can also garner you some good student discounts on stuff like car insurance. The bottom line is to keep your finances within the right balance.
Wave goodbye to waiting 1-10 business days for your international money transfers to reach your family back home. Wave goodbye to paying high unjustifiable fees. Wave hello to DeeMoney.
With our international money transfer solution, you’ll save time and money. While most banks still rely on outdated technology that can be traced back to the late 1840s, we use new and refreshing technology. Instantaneous international transfers on your mobile phones, paperless documentation, and low fees. It’s all here for you.
Come join our happy customers at DeeMoney and start making instantaneous low fee transfers. Send us a private message and we will guide you through the steps on becoming a member.
ภาพบรรยากาศงาน Republic Day ที่แสดงถึงความสามัคคีของคนภายในชาติ
The 70th Republic Day of India was celebrated at the Embassy of India, Bangkok on 26 January 2019.
H.E. Mrs. Suchitra Durai, Ambassador of India to Thailand unfurled the national tricolour and read out the President’s message to the nation.
This was followed by a cultural programme where school children and other groups sang patriotic songs. Members of the Indian community, officials of the Embassy and friends of India attended the ceremony.
Do you ever find yourself in a queue at your local bank waiting to make a transfer, wondering what all you could be doing instead? Don’t forget the time you’re spending sitting in anticipation for your money to reach your family back home.
With DeeMoney’s mobile application, you’re just a couple clicks away from transferring money internationally. No more waiting. No more long queues. No more morning runs to the bank!
Now the question is, with so much time to yourself, how are you going to spend it? Let us know by commenting below how you plan on spending all that FREE time.
Say it’s tax season and the taxman is waiting to collect your share. Maybe your credits up with your supplier who lives 10,000 KM away from you!
Whatever your reasons may be (we trust you got plenty), here we have got your solution. Money anywhere anytime. DeeMoney’s international money transfers are 90% cheaper than competitors. That’s because we offer flat fees as low as 150 THB* on all your transactions. You’ll only need 1 form of ID to become a DeeMoney member and all your money transfers can be completed via our very own application.
So hurry up and become a member before your supplier starts knocking on your door! Send us a private message and we will answer all your questions about how to become a member.
Call DeeMoney: 028215555
Visit DeeMoney’s website: bit.ly/dee-money
Get in touch with DeeMoney here: bit.ly/DeeMoney